10 things rich people know that you don’t

People don’t become wealthy by accident, here’s how they do it

By Jocelyn Black Hodes, www.marketwatch.com

As a financial adviser, I have occasionally found myself feeling envious of certain clients. Not because of their wealth — but because they were disciplined and determined enough to do all the right things that enabled them to accumulate their wealth and, in many cases, retire early. Despite my expertise, I, like a lot of people, sometimes struggle not to do the wrong things that make being rich, let alone retiring at all, a pipe dream. Read more „10 things rich people know that you don’t”

The Boring Secret to Getting Rich

Catherine Hawley / NerdWallet, www.time.com

It’s boring, but that doesn’t mean it’s easy.

The media likes to paint a certain picture of what it means to be rich — huge mansions, expensive cars, high-powered Wall Street or tech-startup-type jobs. If you buy into that image, being rich may feel like an impossible dream. Read more „The Boring Secret to Getting Rich”

The single most effective way to get rich

Kathleen Elkins,  www.businessinsider.com

Contrary to popular belief, you don’t have to be an expert about personal finance to get rich.

You don’t need to use fancy economic jargon or know this year’s „hottest stock.” You don’t have to come from an affluent family, and you don’t even have to earn a massive paycheck. Read more „The single most effective way to get rich”

6 ways to keep your dream retirement on track

You may be ready to retire, but your money may not be

By Andrea Coombes Columnist,  www.marketwatch.com

Are you a retirement “do-it-yourselfer,” convinced you can plan for your own retirement without paying for a financial adviser? That’s all well and good, but given that money managers work with people in a variety of financial situations, their experiences with the problems that prevent people from retiring can offer insights into how to overcome those challenges. Read more „6 ways to keep your dream retirement on track”

Napoleon Hill’s 17 Principles of Success – part 3

Budget Your Time and Money

Tell me how you use your time and how you spend your money, and I will tell you where and what you’ll be ten years from now. Take regular inventory of yourself to learn how and where you are spending your time and money. The secret of getting things done is: DO IT NOW! Time is too precious to be wasted on arguments and discontent. Some mistakes can be corrected, but not the mistake of wasting time. When time is gone, it’s gone forever.

Read more „Napoleon Hill’s 17 Principles of Success – part 3”

Napoleon Hill’s 17 Principles of Success – part 2

Inspire Teamwork

There is no record of any great contribution to civilization without the cooperation of others. Enthusiasm is contagious and teamwork is the inevitable result. A good football team relies more on harmonious coordination of effort than individual skill. Most people will respond more freely to a request than they will to an order. Helping others solve their problems will help you solve your own.

Learn From Adversity and Defeat

Everyone faces defeat. It may be a stepping-stone or a stumbling block, depending on the mental attitude with which it is faced. Failure and pain are one language through which nature speaks to every living creature. You are never a failure until you accept defeat as permanent and quit trying. Edison failed 10,000 times before perfecting the electric light bulb. Don’t worry if you fail once. Every adversity, every failure, and every unpleasant experience carries with it the seed of an equivalent benefit which may prove to be a blessing in disguise.

Cultivate Creative Vision

Creative imagination has its base in the subconscious and is the medium through which you recognize new ideas and newly learned facts. Synthetic imagination springs from experience and reason; creative imagination springs from your commitment to your definite purpose. Imagination recognizes limitations. Creative vision sees no limitations. Your imaginative faculty will become weak through inaction. It can be revived through use. The man who dipped a chunk of ice cream in chocolate and called it „Eskimo Pie” made a fortune for the five seconds of imagination it took to create the idea!

Maintain Sound Health

To maintain a Positive Mental Attitude and develop a healthy mind and body, you must conquer fear and anxiety. Anything that affects your physical health also affects your mental health. A Positive Mental Attitude is the most important quality for sound mental and physical health. Exercise produces both physical and mental buoyancy. It clears sluggishness and dullness from body and mind. If you haven’t the willpower to keep your physical body in repair, you lack the power of will to maintain a positive mental attitude in other important circumstances that control your life.

Napoleon Hill – Think and Grow Rich download

Think and Grow rich has been used by millions of business leaders around the world to create a concrete plan for success that, when followed, never fails. About the author: As a young special investigator for a national business magazine, Napoleon Hill was sent to interview Andrew Carnegie. During that interview, Carnegie slyly dropped a hint of a certain master power he used; a magic law of the human mind-a little known psychological principle that was amazing in its power. Carnegie suggested to Hill that on that principle he could build the philosophy of all personal success-whether it be measured in terms of Money, Power, Position, Prestige, Influence, or Accumulation of Wealth.

Here are some interesting observations by one of the greatest gurus on achieving success, Napoleon Hill:

„Before us lie two paths — honesty and dishonesty. The shortsighted embark on the dishonest path; the wise on the honest. For the wise know the truth; in helping others we help ourselves; and in hurting others we hurt ourselves. Character overshadows money, and trust rises above fame. Honesty is still the best policy. Read more „Napoleon Hill – Think and Grow Rich download”

Napoleon Hill’s 17 Principles of Success – part 1

Develop Definiteness of Purpose

Success and progress towards achieving your goals in life begin with knowing where you are going. Any dominating idea, plan, or purpose held in your conscious mind through repeated effort and emotionalized by a burning desire for its realization is taken over by the subconscious and acted upon through whatever natural and logical means may be available. Your mental attitude gives power to everything you do. If your attitude is Read more „Napoleon Hill’s 17 Principles of Success – part 1”